Black vs White American individuals, economically

— https://www.aljazeera.com/economy/2020/10/26/jared-kushner-african-americans-must-want-to-be claims (from unknown sources)

12.1% of Black Americans are unemployed last month, compared to 7% of White Americans.

Black American families held one-eighth the wealth of White households last year and made about 60 cents for every dollar earned by White families.

Black Americans are also less likely to hold stocks, which have experienced record gains even amid the pandemic this year. Just 6.7% of Black households held equities in 2019, compared to 18.6% of White households.

Under half of all Black families owned a home last year, compared to 74% of White households.

[15] which year to emigrate→U.S.

should consider each family member but not all equally.

–wife? later cos She can work a few months more now that she has gone through the initial phase. After this big initial investment, we want to maximize the “yield”.

a few months longer track record.

–boy?
See https://tanbintpy.wordpress.com/2016/11/11/boy-when-to-emigrate-us/

–GP/GM
For my GC, should go early. When I eventually get my GC, they could be too old.

–myself

• Early because best job hunting season is early in the year. I could get some simple job to “repay” Momento while looking for a permanent h1 sponsor firm.
• Early because GC policy may change
• Early because H1 policy may change under Trump, hopefully not immediately.
• ASAP for early GC.
• ASAP because I’m in good health — should go ASAP.

— For home purchase
The Earlier we get GC the earlier we can buy.

However, some (like Brian) believes price trend is not strong, so perhaps no hurry.

too afraid of stuck outside U.S.. sacrificing family

2 big priorities (among many) for me
* more time with ageing parents
* US green card

Right now, I’m simply too afraid of getting stuck outside the US that I sacrifice the other priority.

salary bands in Barcap

Depends on the team. For example, Barcap IT teams have lower bonus 0 – 10%

In the front office team of CSDoctor,

VP is 140k – 180k + bonus 6-12M

Dir is 180k – 230k

MD is 300k – 400k (hearsay)

Web2.0 tech firm salary figures#realistic

2009 (When CSDoctor applied) Amazon could pay 120k base + about 50k stock grant.

2017, CSDoctor estimate Google can pay 150k up to 200k base + some stock grant + up to 15% performance bonus. I feel they may not need to pay that much to attract many young graduates. I’m unlikely to rise up among them.

the older wife and me, the harder it is to adjust to new life style

fewer exercise facilities for me. I think I will adjust to it.

grocery shopping

driving everywhere

no shopping malls like in Singapore. Many streets we visit often are rundown. Initial shock, but we will get used to it easily.

For reverse thinking, See blog on

https://1330152open.wordpress.com/2016/01/03/convenience-of-ussg-reverse-thinking/

Charms of U.S. — https://1330152open.wordpress.com/2016/05/20/stickyfeel-good-about-the-prospectus/)