##time-honored but challeng`guidelines #wide-rang`#w1r2

Important life lessons taught by our mothers, a random list:

• study well before the exams. Avoid cram.
• — personal finance
• After a windfall, /squirrel it away/ rather than spending a bit chunk of it (or all of it)
• periodic expense recon
• — wellness
• floss every day, brush (hopefully twice) every day
• early rise (weekends too), to avoid morning noise
• aim at 5 workouts a week
• some yoga practice every day. I would aim at 1 min
• [d] eat at consistent timing
• [v = too vague to be “hard to implement”]
• [d = discredited. Not really necessary ]
• — less noteworthy items
• don’t eat if not hungry
• take the stairs rather than escalator
• distinguish needs vs wants i.e. lifestyle creep
• pay off your entire credit card balance every month, and avoid incurring interests

— encourage compare-out with ordinary folks beyond your local community, and feel grateful. Control the compare-up with high flyers. See the blogpost in jobjob

This guideline proved challenging but I am gradually putting it into practice. Look at my blog posts in 2019-2021.

— spend more time with kids now, until they grow up and prefer their friends.. but I find it fruitless